BETO G INSURANCE BROKERAGE LLC
Beto G Insurance Brokerage provides individuals and families with clear information and personalized assistance regarding Medicare, ACA health coverage, life insurance, final expense, and annuities. Founded by Humberto “Beto” Garcia, an independent insurance agent with 23 years of experience, our approach is centered on helping clients understand their coverage options and make informed decisions.
We provide assistance in both English and Spanish, with in-person appointments available in selected South Texas counties and phone or video appointments available for clients in other areas. We assist clients with questions related to their coverage, enrollment, plan information, and ongoing policy needs.
Our goal is to provide clear explanations and dependable service throughout the insurance process. From helping clients understand plan details to assisting with billing or coverage questions, we remain available to provide guidance and support when needed.
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Our Services
Medicare Guidance
We provide information about Medicare Advantage plans, Medicare Supplement options, and Part D prescription drug coverage. We explain plan features such as provider networks, costs, benefits, and enrollment periods to help clients understand their available coverage.
ACA Marketplace Coverage
We provide information about Marketplace health plans, including premiums, deductibles, provider networks, and eligibility considerations for financial assistance. We assist clients with understanding the enrollment process and available coverage information by phone or appointment.
Life & Final Expense
We provide information about life insurance, including term and permanent coverage. We also explain final expense coverage and the factors that may affect available options, including coverage needs, budget, and applicable health information.
Annuities & Retirement
We provide educational information about annuities, including income options, guarantees, surrender periods, and beneficiary provisions. Clients can receive general information about how these products work and the factors to consider when reviewing an annuity.
Supplemental Benefits
We provide information about supplemental insurance products, including hospital indemnity, dental, vision, and cancer insurance. We explain applicable benefits, coverage limits, waiting periods, and claims processes so clients can understand the terms of available coverage.
